Revolving credit — draw what you need, when you need it

A line of credit you can draw on,
not a lump sum you have to use.

Get approved once, then draw funds whenever cash flow gets tight — no reapplying every time. Built for businesses with at least two years of history and strong personal credit.

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Line amount
$25K–$250K
Revolving, no draw period
Rate starting
Prime + 1%
Interest-only minimum payment
Time in business
2+ years
Required minimum

Program details

A revolving line, not a one-time advance

Get approved once, then draw funds whenever cash flow gets tight. You only pay interest on what you actually use.

Line amount$25,000 – $250,000
RateStarting at WSJ Prime + 1%, annually
PaymentInterest-only minimum payment
TermRevolving — no fixed draw period
CollateralNone required
AvailabilityNationwide

Who qualifies

Built for established, creditworthy businesses

2+ years in business
This is a track-record-based product — the longer and more stable your history, the better your terms.
700+ personal FICO
A strong personal credit score from all guarantors is required.
US citizen or green card holder
Ownership documentation is required as part of underwriting.
Keep your existing financing
In most cases you don't need to pay off or restructure financing you already have in place.

What you'll need

A short, simple document list

Ready to see if you qualify for a line of credit?
Apply through your portal and we'll let you know what you're approved for — no obligation to move forward.
Apply now