Buy, lease, or refinance the equipment that runs your business

Finance equipment without
tying up your cash.

Purchase new equipment, refinance what you already own, or open a revolving line secured by its value. Funding scales from small tickets to major capital purchases.

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Funding range
$25K–$300M
Nationwide, all asset types
Term
Up to 7 years
On purchase & lease
Min FICO
None required
Approval based on the deal
Program details

Two ways to finance equipment

Purchase or lease new equipment, refinance equipment you already own, or open a revolving line secured by equipment you've already paid off.

Purchase or Lease
App-only (no docs): up to $500,000 with a 700+ FICO score — just an invoice or quote from the seller, with a typical 1-week turnaround.

Full documentation: required above $500,000 or below a 700 FICO. Rates start at 6% (10%–24% for startup businesses). No minimum FICO score to be considered — approval is based on the overall deal.
Equipment Refinance / Working Capital Cashout
Unlock cash from equipment you already own. Typical turnaround is 2–4 weeks, with funding available up to $300 million for larger, asset-heavy businesses.
Equipment Revolving Line of Credit
A revolving line secured by your owned equipment. Rate starts at WSJ Prime + 4%–6%, interest-only, up to 85% of forced liquidation value, on a 12–36 month term. Typical turnaround is 4–6 weeks.
Who qualifies

Open to most equipment-dependent businesses

All equipment types considered
As long as the equipment is critical to running the business.
No minimum FICO score
Approval is based on the full picture of the deal, not a single credit cutoff.
Available nationwide
Funding from $25,000 up to $300 million.
Startups can qualify
A higher rate range applies, but time in business isn't an automatic disqualifier.
What you'll need

The document list depends on the path

App-only path (≤$500K, 700+ FICO):

Full documentation path:

Refinance / line of credit path:

Talk to us about financing your next piece of equipment
Tell us what you're buying, refinancing, or unlocking value from, and we'll match you to the right path.
Apply now